How to Buy Your First House Without Going Crazy
Buying a house is one of the most stressful things that you can go through as human beings. Especially if you’re newlyweds! Yes, it’s even more stressful than planning a wedding.
Not only do you have to decide on a house together, but once you do that, there’s also a *TON* of legal jargon, paperwork, and timely responses you have to work your way through, a 60-page inspection report to worry about, and a never-ending list of improvements you want to make. These things can wear you down to the point that you’re nearly ready to sell it before you even own it. THEN, you have to pack up everything you’ve stuffed into your little bitty apartment, and likely argue about what you should and shouldn’t toss out.
It’s. A. Lot.
Luckily for me and my husband, we had an awesome realtor, lender, and support group throughout the whole process. But we still had a plethora of challenges, especially since we’d only been married 7 months before we made this huge life change! Over the two months that we were deep in the house-buying process, we made a lot of mistakes. But you don’t have to!
Below are 4 things you can do to sail through the process without going crazy (unlike us)!
1. Schedule a date night every other week at minimum.
When you’re meeting with tons of people, packing up all of your stuff, reading through a 120-page document that puts you to sleep, and somehow managing to be a functioning human being, the weeks fly by. And date night is the last thing on the list of things to do. My husband and I literally made Google calendar invites for date night to make sure we set aside the time!
2. Get a good look at the big picture.
When we first started looking at houses, I was looking for our dream house while my husband was looking for our starter house. This caused a bit of miscommunication about what the non-negotiables were. Even if you’re able to afford your dream house right now, still do your best to keep your big picture in mind! Flooring can be changed, light fixtures can be updated, and any house can become your home with enough love and work. This is likely the biggest decision you’ve made together, so don’t let tunnel vision creep in.
3. Get a notebook/folder to store allllll of your everything in.
This is something I wish we did, looking back. There were a few deadlines we missed and fees we had to pay because we were a bit disorganized or never finished that conversation about who was in charge of talking to what utility company. If you keep a central location for all of your information (even if it’s digital), you’ll have a better chance at keeping up with it all!
4. Make sure all your finances are in order.
Buying a house costs more than just the down payment. There are a billion fees that are tacked onto the purchase, usually totaling anywhere from 2-7% of your total loan amount. And on top of that, you’ve got a bunch of moving expenses, too, from renting a truck to hiring movers. AND I won’t even mention the cost of paint & buying yard equipment & tools… you get the picture. It adds up. Even if you have it all ready and are fully prepared, go over each piece of it together. Every. Step. Of. The. Way. Money is one of the biggest causes of arguments in marriage, and with a large purchase like a home, tension can rise pretty easily. Taking the time to sit down and talk through all the little details of every expense will save you from some arguments down the road!
Having a home to grow in together is a great step for a marriage! Not only can it help you grow closer as a couple, but it can also be a great launching point on which to build the rest of your forever. It’s worth the stress, the many (many) decisions, and the late nights! Because now, you’re on your way to building your home together.
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Now I feel like over the years I have lost some connection with my 2 girls. And all I do all day is wonder about our connection. And worry about it. We have lost alot of connection over the years, and I would like to get it back, and understand connection alot more. From Mirka Style