Tag Archive for: Stress

It’s nothing new to disagree with the ones you love, whether it’s about current events, religion, guns, racism, politics, football or something else. In fact, chances are pretty good that you completely disagree on certain topics with someone you care deeply about. The disagreements may be so intense you wonder how you can actually co-exist. 

The level of intensity might feel more so at this moment in time in our culture. In fact, many people can hardly believe that the people they love have such different perspectives from their own. The ongoing stress from trying to navigate these issues can take a massive toll on our relationships.

FOR REAL.

What do you do when you strongly disagree with the ones you love?

Although you might be tempted to confront them and tell them they are just plain wrong, you might want to reconsider. That plan probably won’t go very well for you because it’s likely your loved one will feel attacked. Nobody wants to feel attacked, right?

Instead, start by asking yourself a few questions.

What’s the goal of my conversation with this person?

Do I just want to share information?

Am I trying to understand their perspective?

Do I feel the need to convince them they are wrong?

Am I trying to prove that I have a valid point?

Do I have to WIN?

Taking the time to think about your ultimate goal can help you prepare to constructively engage with them.

It may help to remember that no matter how hard you try, you cannot change someone else or make them see something the very same way that you do. Yelling at them, belittling them, coming across as condescending, stomping out of the room or being sarcastic will only fuel the fire. And it will take you further away from your intended goal.

Plenty of married couples, extended family, siblings and roommates have vehemently disagreed about things, yet their love and respect for each other was never in question. How you have the discussion matters.

Here are some tips you can use to make your conversations productive:

  1. Look for things you do agree on. It is likely that you agree on far more than you disagree about. 
  2. Kindness and respect goes a long way when trying to discuss difficult topics. Be aware of your tone of voice and body language.
  3. Avoid imagining how you think the conversation will go or how it has gone in the past. Playing negative scenarios in your head will actually increase your stress. It could also steer the conversation downhill straight out of the gates.
  4. Be prepared to genuinely listen to their perspective—even if you already believe you don’t agree with them and can’t fathom how they could believe what they believe. When people feel heard, you are more likely to keep the conversation going and avoid damaging your relationship. **PRO-TIP: Paraphrase what you hear and avoid using the word, “but.” Using “but” negates everything that the other person just said. Try using “and” instead.**
  5. If it feels like the conversation is becoming heated, remember that getting louder will escalate the situation for sure. Plus, it actually makes it harder to hear what is being said. If you’re struggling to think clearly or keep your cool, take a break. Say you need to go to the bathroom or you need to get a drink of water—anything to take a break in the action and allow yourselves time to breathe. Pausing is powerful.
  6. Avoid using “You always, you never,” and “You should.” Instead, focus on yourself and share your perspective while using “I” statements (I feel, I believe, I want, I need, etc.).

These are particularly stressful times, and when you disagree with the ones you love, IT’S HARD.

This means that many of us are experiencing extended periods of heightened anxiety and are constantly in a fight or flight mode—which is totally not normal. Fuses are shorter and we are probably more easily irritated. And, we may react more quickly, especially if we’ve been thinking or dwelling on the topic at hand. Acknowledge this and think through the fact that how we handle difficult conversations can impact the quality of our relationships. 

It’s vital to remember that this is a process. If over time the conversation seems to go nowhere, you may need to set boundaries around this topic in an effort to keep from destroying the relationship. Keep in mind that if you choose to walk away from the relationship, you will no longer have the opportunity to present a different perspective.

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Staying calm in the face of a screaming or irrational child having a tantrum is no easy task. (Especially if it is in public or around friends & family. You feel like everyone is watching and judging. And they probably are. You just gotta get over that. It’s hard.) Let’s start with you.

We often find it hard to handle our emotions when our children have meltdowns. That often gives them power over us.

★ I’m gonna say one kinda harsh but true thing, give you a parenting principle that kept us sane, and then list a bunch of practical tips to help you hold on to your sanity.

The Kinda Harsh Thing

Your kids aren’t driving you crazy, you are. Don’t take offense. Someone had to tell me that same thing and it was a game changer for my wife and I. At one point we had 4 kids 5 and under. I get it. But kids are just busy being kids with their little kids’ brains. We have to be the adults. Sometimes kids act out to get our attention or affection, but sometimes they are feeling things they aren’t equipped to process. Sometimes they are just tired. You “lose it” or are driven “crazy” only as much as you allow. Let that sink in.

Here’s a little something about your (fully developed) parent brain. When you are stressed to the max, totally about to lose it, and highly emotionally triggered, your prefrontal cortex, the part of your brain that does all the higher-order important brain stuff — like logic, predicting outcomes of words and actions, decision-making, impulse control, focusing your attention, processing feelings of empathy, compassion, shame, and guilt — that part of the brain gets “flooded” with the same stress hormones that put us into “fight or flight” mode. 

At this point, your nervous system has kicked in and you are no longer the “normal” you. To your body, it’s the same as being charged by a bear. You will not think, act, or speak, like the “normal” you. It’s not your best self, it’s your biology. This is the “driving me crazy” feeling that you feel. Under stress, we regress. We either shut down or lash out. (Sometimes at our kids, sadly.) You will accomplish little to no parenting good in this state and you may do harm.

Parents need to recognize when they are being “flooded” and call a “Time-Out.” This might mean asking your partner to step in. This might mean getting the kids into the car and just going home. This might mean asking your kids to go sit on their beds. It takes about 20 minutes for our brain to recover from flooding. During this time, do what soothes you and calms you down.

Now think of a 4-year-old brain. They are not even close to fully developed. They can be flooded just by saying “no” to a piece of candy in the check-out line or simply being tired. When they are flooded, they throw tantrums, melt down, and act out. They need time for the floodwaters to recede from their little brains, too. Sometimes they can’t calm themselves down or soothe themselves. You might have to take an active part in that. That doesn’t mean condoning misbehavior. You can address it later after they have calmed down. It means they are not going to learn any “lesson” while flooded.

We have to be the adult, the grown-up, the parent, the one with a fully-developed brain.

The One Parenting Principle That Helped Us Keep Our Sanity

Kids need routines, rituals, structure, and boundaries.  This makes their young lives predictable, secure, and safe but it also provides them with the freedom to be kids. Oh, and these things can also help mom and dad to stay sane. It might take a little work upfront, but it will save you from so many tantrums, meltdowns, plus lots of time in the long run. You need a morning routine and a bedtime routine for sure, minimum. Post them at your kids’ eye-level. Use pictures if they can’t read yet. A structured day is a less stressful day.

Practical Tips! 

(Whether these are helpful may depend on you and your kids’ ages & maturity levels.)

  • Separate the child and the behavior. Be careful how you say things.
  • Sometimes kids need to go outside and burn off energy.
  • The Art of Redirection: “Instead of jumpin’ off the deck, why don’t you see who can run around the house the fastest?” (Notice: You didn’t say, “Don’t jump off the deck!”)
  • Sometimes we had to pretend we were watching other people’s kids. Seriously.
  • Enforce Quiet Time — Even if they’ve outgrown naps. Kids can sit on their bed and read or play for 30 minutes quietly (maybe longer) while you catch a breather.
  • Include them in what you are doing—cleaning, cooking, etc. Give them a little job to do.
  • Rotate toys. We would pack up some of their toys and put them in the attic. Less clutter, and when you bring those toys back, it’s like Christmas. Rotate out some other toys.
  • Read to them. Seriously, this should be a top priority at any age.
  • Try to do something new every week or so — puppet show, art exhibition, dance-off.
  • Have one of their friends over. (Take turns with another parent.) 1 Kid + 1 Friend = 0 Kids. I don’t know how that math works, but it does.
  • Take advantage of reading days at the library or bookstores or a “Parent’s Night Out” at your church or YMCA. [When things open back up.]
  • Get up before they do and you are ahead of the game. Don’t play “catch-up” all day. Have your own morning and bedtime routines. Take care of yourself.
  • Structured playtime — “It’s 1:30! That’s Lego Time!” Unstructured playtime — “It’s 1:30! Time to play whatever you want in your room!” (Or outside, if that is a safe option.)
  • Teach kids not to tattle-tale on each other and learn to work out their own differences. (Tattle-tales got in trouble at our house unless there was blood involved.)
  • Have some “special things” they don’t always have access to. Then when you break it out, it is an INCENTIVE & EVENT. “Play-Doh! Just after we clean up lunch!
  • Break bigger tasks down into smaller tasks — “Clean your room” = “Put the books back on the bookshelf, then report back!” “Okay, now put your stuffed animals up.” And so on.
  • We learned that each of our kids had what we called “Pressure Points.” Learn them. One child hated standing in the corner for “Time-Out.” Another kid loved it, but hated being sent to his room. Yet another child loved being sent to their room, but hated chores. They are all unique individuals. What gets one’s attention may not get another’s.
  • Use a hula-hoop for cleaning their room —“Clean up the part of the floor in the hula-hoop!” Then move the hoop to the next area.
  • Time chores — make them a race, game-ify things. “Let’s see if you can get ready for bed before the timer goes off!” See if they can top their best time.
  • Don’t just say, “Time to get out of PJs. Get dressed!” Give them choices: “You can choose between this outfit or this one.” Trust me, this solves a bunch of problems before they become problems.
  • Charts on the fridge are your friend (but only if you are consistent with it).
  • If any behavior gets a “big reaction” from you, you will see it again. And again. And again. Choose wisely what you react to…
  • Have older kids help with younger kids. (But be careful not to put adult responsibilities on them. That can breed resentment.)
  • Sometimes you just have to put a kids’ movie on and chill for 90 minutes. It’s okay.
  • If you have more than one child, try to get some one-on-one time with each of them doing what they like to do. It can be 10-15 minutes twice a day.
  • SNACK TIME!” Diffuses many chaotic situations. Ah, the power of some fruit, cheese and crackers!
  • Do some exercises with your kids. It lets you blow off some steam and gets them moving and sets a good example. Plus, it’s just fun.
  • Try to see situations through their eyes. Cultivate empathy.
  • Know your triggers. Be prepared for them and prepare your children for them. “We are going grocery shopping. Please do not ask for any candy. The answer is already ‘no’ so remember not to ask.
  • Love your child unconditionally. Let them know that you like and enjoy them too.

What is that saying about parenting? “The days are long, but the years fly by.” It’s so true. My kids are basically grown up now. Somewhere, deep down inside of me, I miss the insanity.

Image from Pexels.com

Let me set the scene for you. I’m working from home, sitting at my computer trying to crank out a report and meet a deadline in an hour. 

The following sequence of events happens:

  • My 9-year-old son goes running down the hall and slides on the floor into the door as if he were sliding into 2nd base. (I guess he misses baseball.)
  • I calmly stand up and say, “Are you crazy? Don’t do that anymore.” (50– Nice and cool.)
  • Next, my 11-year-old son breaks a glass bowl in the kitchen.
  • I, truly irritated, go to the kitchen to investigate and help clean up the mess. (100– Hot, but bearable.)
  • Then my 2-year-old is yelling at my 4-year-old, “Let me have it. It’s mine. Let me have it!” as tears are flowing down his face. Of course, he gets louder and louder each time.
  • I put my referee suit on and very frustratingly resolve the issue. (150– Feels like I’m in the desert with no water.)
  • And then my 13-year-old daughter innocently enough walks in and asks me to set up Zoom on the iPad so she can get on a video with her friends.
  • And now, I’m ready to lose it. My very first thought, (picture blood vessels bursting out of my forehead, “Leave me the -beep- alone!(212– I’m at my boiling point.)

I’ve gone from calm, to irritated, to frustrated, to downright angry because no one will let me get my work done. Don’t they know the pressures that we are under right now?! Don’t they know that if I don’t get these reports completed, I could be the next one to be laid off or have his salary reduced?!

There are 2 distinct doors to choose at this moment: 

  • Behind Door #1: Blow up and let my 13-year-old and all the other kids have it. Check out the blog, How Your Emotions Affect Your Child to learn more about what else is potentially behind door #1.
  • Behind Door #2: Take a timeout.

The timeout is an extremely useful tool that has helped me with my own children. It is so important because when I reached the boiling point, my body had literally undergone a chemical transformation as adrenaline and cortisol was now rushing to my defense. I was not capable of thinking rationally because my brain was out of balance at that moment.

The timeout becomes vital to provide an opportunity to literally calm your nerves. It can be made to be real dramatic which helps to get the focus onto the issue and off the person. 

Some creative ways to take a timeout and not blow up on your kids.

Throw a flag.

(Stole this one from the NFL) When a team commits a foul. One referee throws a flag. Then all the referees huddle to discuss the foul and make sure there’s agreement on the consequences (e.g. 15 yard penalty). Play doesn’t resume until the foul was acknowledged by the referee and the consequence was administered. And then it’s on to the next play. (The referees are always calm, direct and clear when they discuss the foul that was committed and the penalty.)  If one of them has committed a foul that’s about to cause you to blow up on your kids, have a makeshift flag (i.e., bandana, handkerchief, napkin, old rag) and throw it to the spot of the foul. And if your spouse is available, discuss the foul with them. Sometimes the referee picks up the flag and says that no foul was committed. Sometimes your kids didn’t do anything wrong, the stress of life just got to you. Don’t be too proud to pick up your flag and say no foul was committed.

Hit the Pause Button.

(Thank Hal Runkel, marriage and family therapist and author of ScreamFree Parenting for this one.) When we pause, everything freezes. Time stops. We don’t yet act on the next thought that comes to mind. We’re giving ourselves time for the adrenaline to settle down. Hal Runkel says, “Kids don’t want cool parents. They want parents that keep their cool.” Hitting the pause button helps you keep your cool. Make your pause button noisy. It can be a buzzer like the one that comes with board games like Taboo or a little wheezy toy. This draws attention to the fact that there is an issue that makes me want to explode and we need to deal. These are drastic times which call for drastic measures. Let your drastic measure be hitting the pause button.

Set a 90-second timer.

Use your phone, microwave timer, watch, or just count. Did you know that we only stay mad (chemically) for 90 seconds? According to Jill Bolte Taylor, brain researcher and author of A Brain Scientist’s Personal Journey, anger triggers a chemical reaction within the brain that lasts for 90 seconds. After that, we either turn our attention elsewhere or replay the story and reignite the anger.  You’re about to lose your mind at the expense of your kids. You can often sense when that 90-second count starts. Stop, take a deep breath and set a timer. 

Simply call a timeout.

Form a “T” with your hands and say, “Timeout.” Doesn’t get more straightforward than that.

If you start to blow up on your kids or even get a few moments into your blow-up and then catch yourself and recognize the need for a timeout (this happens to me a lot), that’s ok. All isn’t lost.

Take a timeout the moment you recognize you need it. Take it from my experience; don’t start to blow up on your kids, realize that you’re blowing up, know that you should take a timeout, but since you’ve already started, choose to keep blowing up. Don’t do that!

If you do, you’re essentially saying, “I know that I’m not thinking rationally, that my adrenaline has thrown off my thought process, and that I’m in the middle of reacting, but I’m going to stay on that path anyway.” Pride or stubbornness should not get in the way of a timeout.

The best time to come up with a plan is before you need it.

Have an age-appropriate conversation with your kids. Discuss the timeout, its purpose and implementation. Then use it

Not only are you protecting your children and yourself, you’re also modeling self-control and teaching them how to regulate their emotions. And in the process, you’ve put yourself in a better position to get the results you really want: a family that is considerate, loving and respectful of one another. That beats fewer broken dishes any day.

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My husband and I were having a conversation about navigating work, caring for family, grocery shopping and the like. In the midst of trying to figure it all out and all the “what ifs,” I kind of lost it. Actually, not kind of—I lost my cool. My husband just stared at me. It took a minute (or 10) for me to get myself back together.

Actually, I took our dog on a walk and thought about what had just happened. We aren’t normally snippy with each other.

Let’s just put it out there: Life is super stressful and unbelievably complicated lately. We’re all probably feeling some level of fear about the future. It’s in these very moments that we need to be on guard and very self-aware in an effort to avoid hurting ourselves and those we love. 

If you’re wondering how to know whether you’re on edge or not, keep an eye out for these things. The signs could be any or all of the following: 

  • You’re not sleeping.
  • You are indulging more than normal in __________ (eating, sleeping, drinking, online shopping, as in retail therapy).
  • You’re quiet and withdrawn when you are normally not that way.
  • You feel like you’re going to blow up if your spouse leaves their dishes in the sink one. more. time.

All of these are telltale signs that you may be in the danger zone. So, what can you do so you won’t blow up on your spouse?

Your first line of defense is to communicate.

Talk with your spouse or someone who is part of your support system. The opportunity to have someone listen to your fears, frustrations and needs, even if they can do nothing to fix it, can help relieve some of the tension you feel.

Create a communication plan.

Sit down with your spouse and discuss how you will intentionally check in with each other to know how to best support one another. Don’t assume your spouse knows what you need.

Meditate or pray.

Practicing deep breathing, meditation/mindfulness, as well as praying can help relieve some of the pressure you are feeling.

Take a time out for yourself.

Sometimes we just need to time ourselves out for a few minutes. Sit in the bathroom, your bedroom, the balcony, your front porch or some other spot that will allow you to have a few moments of silence to recalibrate. It can be helpful to have regularly-scheduled times when everybody goes to a specific space. That way, everyone in the family has a chance to be apart.

Exercise!

Exercise is key to helping us release toxins, stress and tension in a healthy way versus taking it out on our spouse. Going for a quick run, a brisk walk (yes, even in the rain) a bike ride, doing jumping jacks inside or anything that will get your body moving and cause you to break a sweat is helpful. Walking the dog has been a huge sanity-saver for me.

Get connected with your support team.

Relying on your spouse to meet all of your needs will likely lead to even more frustration and tension between the two of you. Create coffee time or social hour, even if it’s through Google Meet, FaceTime, Zoom, or some other platform that will allow you to hang out with friends or family.

Take one day at a time.

None of us knows about tomorrow. To keep rehashing the “what ifs” will literally drive you crazy. It will be helpful to you, your spouse and the rest of your family if you can take things one moment at a time. The goal is always to navigate today.

Avoiding some things like unrealistic expectations and negativity will also be helpful. 

It is unrealistic to think that you aren’t going to have some meltdown moments. It’s bound to happen with anyone we’re around for an extended period of time. The goal is to avoid reacting. Instead, take a deep breath, count backward from 10 and then respond to the situation at hand.

If you’ve been focusing on the negative, you might want to refocus on a few positives, too.

Stop telling yourself you’re a failure or thinking your spouse is failing big time. Your brain believes what you tell it. If you think negatively about yourself and/or your spouse, it makes it hard to communicate and life becomes more complicated. All of us are trying to figure out how to adapt and adjust—even your spouse. We have a real opportunity to look for the good things our spouse is doing instead of focusing on what we see as a negative.

Love Each Other Well

One of the greatest things we can do is to love each other well. Remember the reasons you fell in love with your mate. Reflect on the good times you’ve had and what it took to make it through the hard times in the past. Be intentional about complimenting and encouraging them. Don’t lose sight of the fact that you are a team. Listen to their fears and frustrations. Be willing to compromise when necessary. When all is said and done, hopefully our family relationships will come out stronger because we’re choosing to think before we speak. At the same time, we’re trying to make things right when we lose our cool.

***If you or someone you know is in an abusive relationship, contact the National Hotline for Domestic Abuse. At this link, you can access a private chat with someone who can help you 24/7. If you fear your computer or device is being monitored, call the hotline 24/7 at: 1−800−799−7233. For a clear understanding of what defines an abusive relationship, click here.***

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If you’ve ever been a caregiver during the holidays, you know how stressful it can be when caregiving tasks already fill your day. Heap the expectations of a joy-filled season on top of that, and there is real potential for feelings of guilt, anger, resentment and complete fatigue to take over.

Many caregivers are constantly exhausted, and sometimes just putting one foot in front of the other seems daunting. It can be tempting to hide away until after the holidays to avoid dealing with the added stress.

If you can relate, these suggestions may help you as a caregiver during the holidays.

Give yourself permission to put self-care at the top of the list. 

You probably know that you can’t give what you don’t have to others, but that is just plain easier said than done. Some family and friends may have more flexibility to give you much-needed breaks to exercise, sleep, treat yourself to some time with friends or to just do nothing.

Instead of trying to do it all yourself, let someone help.

Driving to doctor visits, picking up prescriptions, changing beds, grocery shopping, fixing meals and keeping the house clean can keep you going 24/7. Friends are usually looking for ways to be helpful, especially during the holidays. It will bless you both if you take them up on their offers or ask for what you need.

Think about what makes your heart happy when it comes to celebrating the holidays. 

Do those things and eliminate the rest even though you might want to do more. Instead of doing all the decorating, ask a friend if they would do it for you. Send an email instead of cards or have someone help you address envelopes. If hosting the annual holiday gathering feels like too much to handle this year, ask someone else to host. If you still want to host but want less responsibility, let others bring the food.

Take control of your mind and guard against negative self-talk.

If you typically do everything yourself, this can be a particularly complicated time of year. On one hand, you know you need help, but on the other hand, you hate to seem needy. Healthy people ask for what they need and don’t feel guilty about it.

Caring for a loved one goes on for a season, and that time period may be months or years. Whatever the time frame, most people understand how hard it is, and there are often many people in your life who are willing to help you shoulder some of the load so that in the end you don’t end up sacrificing yourself in the name of caring for the one you love.

Click here to read the entire article, which was originally published in the Chattanooga Times Free Press on December 9, 2018.

***If you or someone you know is in an abusive relationship, contact the National Hotline for Domestic Abuse. At this link, you can access a private chat with someone who can help you 24/7. If you fear your computer or device is being monitored, call the hotline 24/7 at: 1−800−799−7233. For a clear understanding of what defines an abusive relationship, click here.***

Should your parent check your phone?

When you sit down to a family meal, are people on their devices?

Do your parents follow you on social media?

These are just a few of the questions from an informal survey of more than 1,000 middle and high schoolers during March and April of 2018. The responses might surprise you.

When students were asked if their parents ever checked their phones, 82 percent said their parents never checked or only checked it once or twice a year. Forty-five percent of respondents said they are not on their phones or watching television during family meals, and 22 percent said they don’t eat meals together as a family.

When it comes to social media, 45 percent of the teens said their parents follow them on some apps while 28 percent said their parents do not follow them on any social media apps. Only 27 percent said their parents follow them on all their social media apps.

Overwhelmingly, Instagram, Snapchat, YouTube, iMessage, FaceTime, Facebook and Twitter were the most popular apps, used by 60 percent or more. Instagram, Snapchat and YouTube were all above 80 percent.

Here’s where things really get interesting. 

When asked about negative experiences on social media:

  • 56 percent of respondents said they had been contacted or messaged by a complete stranger. 
  • Over 46 percent said they have been unfriended, unfollowed or deleted from someone’s account. 
  • More than 39 percent said someone had asked them for inappropriate/sexual pictures. 

And when it comes to breaking up, 36 percent said someone had broken up with them by text or another form of social media.

The final question, “Has social media ever made you feel stress, anxiety or depressed?” had some very interesting results. Overarchingly, 45 percent of respondents said social media never makes them feel stress, anxiety or depression. However, in unpacking the data, 62 percent of middle-schoolers said social media never makes them feel this way. Conversely, by 12th grade, 60 percent of teens say it has contributed to stress, anxiety and depression.

Another aspect of this involves structure and parental engagement in the home. Teens who say their parents are actively involved in overseeing their social media engagement reported significantly less stress, anxiety and depression than teens who reported less parental involvement. Teens who reported the least amount of structure and parental engagement also reported the highest levels of stress, anxiety and depression.

Before you convince yourself that technology is the problem, breathe. The truth is, technology will only continue to evolve and move faster as time goes by. Being tuned in to your child is their best hope for navigating those changes in a healthy manner. In a previous survey, teens were asked what helped them make good choices with social media and phone usage. The number one answer was “knowing that my parents check my phone.”

It may be tiring and frustrating, but you are the best app for your child’s phone.

Looking for more? Check out this episode of JulieB TV!

It’s the one thing most people never get enough of. Many believe it is the key to happiness. People still argue over it, whether they have a lot of it or not enough of it to make ends meet. What is IT? It’s MONEY, of course.

Less than a month into his marriage, Roger Gibson, author of First Comes Love, Then Comes Money, found himself in a very precarious situation. He bought a truck without telling his wife.

He thought she would love his brand new green truck. But the moment he saw the look on her face as he pulled in the driveway, he knew “love” was not the word to describe her feelings. As he saw his wife speechless for the very first time, he began to realize exactly what he had done.

He thought to himself, “She is probably thinking, ‘How can anyone go out and buy a brand new truck without first talking with his wife?’” Gibson managed to create a financial situation in a few short minutes that put terrible stress on their relationship. In hindsight, he describes this as one of the most painful and embarrassing moments of his life.

Money is the number one reason for stress in many marriages.

And according to 2013 survey by the Institute for Divorce Financial Analysis, financial issues are also responsible for 22% of all divorces. This makes it the third leading cause of divorce.

“The money marathon in marriage often takes on the character of a race,” says Gibson. “At times, the pressure can become too intense and many couples want to throw in the towel and quit before the finish line. Many young couples break all the rules ‘to get it all’ in the beginning. Instead of experiencing happiness in their marriage, they find themselves arguing about spending habits, credit card debt and unpaid bills. They overload themselves with debt, which can cause the ‘ties that bind’ to snap and knock you off balance.”

Just as in a marathon, you can’t start out full blast or you’ll never make it. Instead, get a map of the route and learn to pace yourself so you can make it to the finish line. A great way to start that conversation is with a fun, lighthearted game! Check out this Financial Would You Rather from Annuity.org to get started.

Creating a spending plan is key for couples. Spending money is always more fun than saving. A plan’s purpose, however, is to strike a balance between the two.

Believe it or not, intimacy can be driven by personal finances.

Budgeting your money helps you think about your dreams for the future. It’s also a reflection of where you want to go. Instead of fighting because you don’t know where you want to go, the plan provides security and brings you together.

If you want to get a handle on your money and your stress in marriage, Gibson suggests that you:

  • Eliminate unnecessary debt.
  • Actively manage your finances.
  • Build an emergency account, a savings fund for short-term needs and a long-term savings plan.
  • Spend less than you make.
  • Stop impulsive spending.

“Prestige, people, possessions and pleasure: these are the things that drive us because that is how our culture drives us,” Gibson says. “Everything we do is a reflection of these four things. People who are fighting about money don’t have a proper perspective of what money is.

“Instead of viewing money as a means to accomplish a goal, they see it as a way to satisfy their immediate desires. Usually the result is that finances control us versus us controlling our finances. The way that you gain control is to make a plan and stick to it.”

***If you or someone you know is in an abusive relationship, contact the National Hotline for Domestic Abuse. At this link, you can access a private chat with someone who can help you 24/7. If you fear your computer or device is being monitored, call the hotline 24/7 at: 1−800−799−7233. For a clear understanding of what defines an abusive relationship, click here.***

A Parents’ Holiday Survival Guide

Reduce stress and increase joy this year!

The song says it’s the most wonderful time of the year. And, in a lot of ways, it is wonderful. Something about the season seems to bring out the best in many folks. However, too much of a good thing can lead to serious meltdowns for children and parents alike.

As you prepare to enjoy a wonderful season with your family ahead of time, here is your “parents’ holiday survival guide.”

  • When it comes to your children, keep your expectations realistic. During the holidays, everything they are used to in the way of bedtime, the food they eat, who they spend time with and more gets thrown to the wind. While it is tons of fun, children can only take so much before they move into overload – and we all know that never ends well. Everyone will be happier if you can keep some semblance of routine and structure.
  • Talk with your children about your plans for each day. Just like adults, it’s helpful if kids know what to expect. Keep it simple. Share the highlights.
  • Keep your cool. When your child has a meltdown, it can be a challenge for you not to have one, too. Yelling and getting angry will only make matters worse, so stop and take a deep breath. Then, if possible, take your child to a quiet place where they can regain control.
  • If you can, try to spread out the celebrations instead of doing everything in a 48-hour period. While it’s hard to say no to the grandparents, putting boundaries in place can make the celebrations more enjoyable for everyone, even if you celebrate on a different day. A note to grandparents: Your adult children often find it difficult to tell you no without feeling guilty. Asking your grown children what works best for them could really help them as they plan to celebrate.

Survival guide for co-parenting during the holidays:

  • Talk about the fact that transitions are difficult. Sometimes just saying, “I don’t have a choice and you don’t have a choice; now how are we going to make the best of this situation?” can make things better for your child.
  • Make a plan. Discuss how to make the transition easier. Then use your time together to make it a special celebration.
  • Be prepared. Help them understand the possibility of a last-minute change in plans. Ask them what they would like to do instead and acknowledge the pain they may feel.
  • Stay in the parent role. While it might be tempting to be your child’s buddy, that is not what they need from you. It is very difficult to go back to being the parent once you have crossed that line. Before you make or change plans, think about how it will affect your child.
  • Children will follow your lead. If you have a bad attitude about the holidays, your children will probably follow suit. Set a positive mood for a holiday to remember.

Planning for bumps in the road beforehand can reduce holiday stress in your family and increase the chances for a joyful holiday. Wherever you find yourself, choose now to make the best of the days ahead.

Other blogs:

How to Navigate the Holidays as a Divorced Parent

5 Tips to Help Your Marriage Survive the Holidays

Fun Ways for Families to Connect During the Holidays

Looking for more? Watch this episode of JulieB TV on this topic!